Digital finance plays a very important role in promoting the high-quality development of the Chinese economy. This article empirically examines the impact of digital finance on firms’ technical efficiency by using the relevant data of Chinese digital creative listed companies from 2015 to 2020. The research findings indicate that digital finance has a significant positive influence on the technical efficiency of creative enterprises. The higher the level of digital finance development, the smaller the technical efficiency loss for the companies. Digital finance development not only reduces financial frictions and improves the financial mismatch of creative enterprises but also enhances innovation motivation by optimizing resource allocation. Therefore, accelerating the development of digital finance and expanding the scope of digital financial services can strengthen the positive incentive effect of digital finance on creative enterprises to improve technological efficiency, thus helping to promote the transformation of enterprises towards high-quality development.